:root {
  --primary: #204b76;
  --primary-dark: #173a5c;
  --accent: #f59e0b;
  --bg: #f6f9fc;
  --text: #1f2937;
  --muted: #64748b;
  --white: #ffffff;
  --border: #d9e5f0;
  --soft-blue: #eaf3fb;
  --shadow: 0 12px 32px rgba(14, 42, 71, 0.10);
  --radius: 20px;
  --container: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin:0; font-family: Arial, Helvetica, sans-serif; background:var(--bg); color:var(--text); line-height:1.6; }
a { text-decoration:none; color:inherit; }
img { max-width:100%; display:block; }
.container { width:min(var(--container), calc(100% - 32px)); margin:0 auto; }

.topbar { background:var(--primary-dark); color:rgba(255,255,255,.92); font-size:14px; }
.topbar .inner { display:flex; justify-content:space-between; align-items:center; gap:16px; padding:10px 0; }

header { position:sticky; top:0; z-index:999; background:rgba(255,255,255,.97); backdrop-filter:blur(10px); border-bottom:1px solid rgba(32,75,118,.08); }
.nav { display:flex; justify-content:space-between; align-items:center; gap:20px; padding:16px 0; }
.brand { display:flex; align-items:center; gap:12px; font-weight:800; font-size:24px; color:var(--primary); letter-spacing:.2px; }
.brand-mark { width:46px; height:46px; border-radius:14px; background:linear-gradient(135deg,var(--primary),var(--accent)); position:relative; box-shadow:var(--shadow); flex:0 0 auto; }
.brand-mark::before { content:""; position:absolute; width:24px; height:6px; background:rgba(255,255,255,.95); border-radius:999px; left:11px; top:14px; box-shadow:0 9px 0 rgba(255,255,255,.95); transform:skewX(-18deg); }
.brand-mark::after { content:""; position:absolute; width:28px; height:10px; border:3px solid rgba(255,255,255,.95); border-top:0; border-left:0; transform:rotate(45deg); bottom:8px; right:7px; border-radius:3px; }

.nav-links { display:flex; align-items:center; gap:22px; flex-wrap:wrap; }
.nav-links a { font-size:15px; font-weight:700; color:#334155; }
.btn, .nav-cta { display:inline-flex; align-items:center; justify-content:center; border-radius:999px; padding:13px 22px; font-weight:800; transition:.2s ease; border:1px solid transparent; }
.btn-primary { background:var(--primary); color:var(--white); box-shadow:var(--shadow); }
.nav-cta { background:var(--primary); color:#fff !important; box-shadow:var(--shadow); }
.nav-cta:hover { background:var(--primary-dark); color:#fff !important; }
.nav-links .nav-cta { color:#fff !important; }
.btn-secondary { background:var(--white); color:var(--primary); border-color:var(--border); }
.btn-accent { background:var(--accent); color:#1f2937; box-shadow:var(--shadow); }
.btn:hover, .nav-cta:hover { transform:translateY(-1px); }

.hero, .page-hero { color:#fff; }
.hero-grid { display:grid; grid-template-columns:1.15fr .85fr; gap:28px; align-items:center; min-height:670px; padding:70px 0 56px; }
.page-hero .inner { display:grid; align-items:center; min-height:380px; padding:70px 0 54px; }
.eyebrow { display:inline-flex; align-items:center; gap:8px; background:rgba(255,255,255,.12); border:1px solid rgba(255,255,255,.18); padding:8px 14px; border-radius:999px; font-size:14px; font-weight:800; }
h1 { font-size:clamp(36px, 5vw, 60px); line-height:1.06; margin:18px 0 16px; }
.hero p, .page-hero p { max-width:760px; font-size:18px; color:rgba(255,255,255,.94); margin:0; }
.hero-actions { display:flex; gap:14px; flex-wrap:wrap; margin-top:30px; }
.hero-points { display:flex; gap:12px; flex-wrap:wrap; margin-top:22px; }
.hero-points span { background:rgba(255,255,255,.12); border:1px solid rgba(255,255,255,.16); padding:8px 12px; border-radius:999px; font-size:14px; font-weight:700; }
.hero-card { background:rgba(255,255,255,.96); color:var(--text); border-radius:26px; padding:28px; box-shadow:0 18px 40px rgba(7,29,49,.20); }
.hero-card h3 { margin-top:0; margin-bottom:8px; font-size:28px; color:var(--primary); }
.hero-card ul { margin:0 0 18px; padding-left:18px; }
.hero-card li { margin-bottom:10px; color:#334155; }
.hero-call { display:block; text-align:center; background:var(--accent); color:#1f2937; border-radius:16px; padding:16px; font-size:22px; font-weight:800; }

.notice-wrap { position:relative; margin-top:-34px; z-index:5; }
.notice { background:#fff9ec; border:1px solid #f3ddb3; border-left:6px solid var(--accent); padding:18px 20px; border-radius:16px; box-shadow:var(--shadow); }

.section { padding:76px 0; }
.section-title { max-width:780px; margin:0 auto 18px; text-align:center; }
.section-title h2 { margin:0 0 10px; color:var(--primary); font-size:clamp(30px, 4vw, 44px); line-height:1.1; }
.section-title p { margin:0; color:var(--muted); }

.grid-2, .grid-3, .grid-4 { display:grid; gap:24px; }
.grid-2 { grid-template-columns:repeat(2, 1fr); }
.grid-3 { grid-template-columns:repeat(3, 1fr); }
.grid-4 { grid-template-columns:repeat(4, 1fr); }
.split { display:grid; grid-template-columns:1fr 1fr; gap:30px; align-items:center; }

.card, .feature-card, .step, .faq-item, .contact-panel, .info-box, .policy-box, .terms-box, .service-item {
  background:var(--white); border:1px solid var(--border); border-radius:var(--radius); box-shadow:var(--shadow);
}
.card { overflow:hidden; }
.card-body, .feature-card, .step, .faq-item, .contact-panel, .info-box, .policy-box, .terms-box, .service-item { padding:22px; }

.service-icon, .feature-icon {
  width:54px; height:54px; display:grid; place-items:center; border-radius:16px;
  background:linear-gradient(135deg,#eaf3fb,#fff6e6); color:var(--primary); font-size:24px; font-weight:800; margin-bottom:14px;
}
.service-card h3, .feature-card h3, .faq-item h3, .step h3, .info-box h3, .policy-box h3, .terms-box h3, .service-item h3 { margin-top:0; color:var(--primary); }
.soft-panel { background:var(--soft-blue); border:1px solid var(--border); border-radius:30px; padding:34px; }
.pkg-img { width:100%; height:220px; object-fit:cover; }
.tag { display:inline-block; padding:7px 11px; border-radius:999px; background:#edf5fb; color:var(--primary); font-size:12px; font-weight:800; letter-spacing:.3px; text-transform:uppercase; }
.meta { color:var(--muted); font-size:14px; }

.steps { counter-reset:step; }
.step { position:relative; }
.step::before {
  counter-increment:step; content:counter(step); position:absolute; top:18px; right:18px; width:42px; height:42px;
  border-radius:50%; display:grid; place-items:center; background:#edf5fb; color:var(--primary); font-weight:800;
}

.form-grid { display:grid; grid-template-columns:repeat(2, 1fr); gap:16px; }
.form-grid .full { grid-column:1 / -1; }
label { display:block; margin-bottom:7px; font-size:14px; font-weight:800; color:var(--primary); }
input, select, textarea {
  width:100%; padding:14px 16px; border:1px solid var(--border); border-radius:16px; font:inherit; color:var(--text); background:#fff;
  outline:none; transition:border-color .2s ease, box-shadow .2s ease;
}
input:focus, select:focus, textarea:focus { border-color:var(--primary); box-shadow:0 0 0 4px rgba(32,75,118,.08); }
textarea { min-height:150px; resize:vertical; }

.list-clean { margin:12px 0 0; padding-left:18px; }
.list-clean li { margin-bottom:8px; }

.cta-band {
  background:linear-gradient(135deg,var(--primary),var(--primary-dark)); color:#fff; border-radius:30px; padding:34px;
  display:flex; justify-content:space-between; align-items:center; gap:20px; flex-wrap:wrap; box-shadow:var(--shadow);
}
.cta-band h2 { margin:0 0 8px; }

footer { background:var(--primary-dark); color:rgba(255,255,255,.92); padding:64px 0 105px; margin-top:20px; }
.footer-grid { display:grid; grid-template-columns:1.15fr .85fr .85fr; gap:28px; }
.footer-grid h3 { margin-top:0; color:#fff; }
.footer-links a { display:block; margin-bottom:10px; color:rgba(255,255,255,.88); }
.copyright { margin-top:24px; padding-top:24px; border-top:1px solid rgba(255,255,255,.14); font-size:14px; }

.sticky-call {
  position:fixed; left:0; right:0; bottom:0; z-index:999; background:rgba(32,75,118,.98);
  box-shadow:0 -10px 25px rgba(0,0,0,.16); padding:10px 14px;
}
.sticky-call .wrap {
  width:min(760px, calc(100% - 8px)); margin:0 auto; display:grid; grid-template-columns:1fr auto; gap:10px; align-items:center; color:#fff;
}
.sticky-call a { background:var(--accent); color:#1f2937; border-radius:999px; padding:14px 18px; font-weight:800; white-space:nowrap; }
.sticky-call small { display:block; color:rgba(255,255,255,.88); }

@media (max-width: 980px) {
  .hero-grid, .grid-2, .grid-3, .grid-4, .split, .footer-grid, .form-grid { grid-template-columns:1fr; }
  .nav { flex-wrap:wrap; }
  .nav-links { width:100%; justify-content:center; }
  .cta-band { text-align:center; justify-content:center; }
}
@media (max-width: 680px) {
  .topbar .inner { flex-direction:column; text-align:center; }
  .nav-links { gap:12px 16px; }
  h1 { font-size:38px; }
  .hero p, .page-hero p { font-size:17px; }
  .sticky-call .wrap { grid-template-columns:1fr; text-align:center; }
  .notice-wrap { margin-top:-18px; }
}